Continuation of coverage is available for medical, dental, vision and flexible spending accounts. To qualify for continuation you and/or your dependents must have lost coverage due to a "qualifying event" such as termination of employment, reduction in hours, death, divorce, legal separation, entitlement to Medicare, or loss of dependent status for a child.  

COBRA is administered by our partner Health Equity. You will receive a Qualifying Election Notice from Health Equity within approximately 2 weeks of your loss of coverage. You will have 60 days from the date you receive the Election Notice to elect coverage. You are allowed to make separate elections for you and your family members. For example, if you want to continue coverage for yourself, but NOT your dependents, this is allowed. Coverage will be reinstated retroactively to the date you lost coverage and you will be expected to pay premiums for this period.  

Under COBRA you can continue your benefits by paying the full cost of the premium + a 2% administrative fee per month. The monthly rates for 2026 are in the chart below.